Don Zender | MLO-9023 | Vice President
10900 NE 4th St., Suite 1400
Bellevue WA 98004
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Phone: (425) 576-3702
Pager: (206) 230-1396
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Financing Options 101 - For Home Equity Loans

Put your home to work for you and free up the equity you've earned. Whether you're looking for a home equity loan for your primary residence, second or vacation home, or an investment property, Zender The Lender offers you a full range of home equity options that help you take advantage of your property's increasing market value.

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Your Home Equity Options
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Home Equity Lines of Credit (HELOCs) and Fixed Rate Seconds
Loan Program Features
Fixed Rate Second Mortgage This loan program allows borrowers to receive the entire balance of the loan (principal) up front and make predictable payments of principal and interest over the life of the loan, fully paying off the debt.
Home Equity Line of Credit This loan program works just like a credit card, but typically charges a lower interest rate. If offers the flexibility to borrow up to your credit limit as often as you need. The payments are variable and are based on a monthly adjustment that corresponds to the Prime Rate index, published in the Wall Street Journal.
Home Equity Loans used in conjunction with First Mortgages You can combine a First Mortgage and a Home Equity Mortgage to purchase your new home. This approach lets you avoid paying mortgage insurance by maintaining a combined loan-to-property value over 80%.
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The Zender Team provide's home mortgage loans and financing for the state of Washington.  Specializing in home buyer education and loan programs that make homeownership possible for almost everyone.   Call to talk to a personal consultant for more information on our low interest rates and diverse programs such as: adjustable rate (ARM), interest only, zero down, FHA, VA, cash flow option, or home equity lines of credit.  We help people who are buying primary residences, second homes, investment properties, who are refinancing for a lower payment, or who wish to pull cash out of their existing home equity to fund a remodel, pay for a child’s education, make a large purchase or to consolidate debt.
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Evergreen Home Loans is a trade name of Evergreen Moneysource Mortgage Company. Trade/service marks are the property of Evergreen Home Loans and/or its subsidiaries. All rights reserved. Licensed by the Department of Corporations under the California Residential Mortgage Lending Act. Some products may not be available in all states. This is not a commitment to lend. Restrictions apply.